ThaiAce Capital
ThaiAce Capital is a regulated non-bank financial services provider offering loans to individuals and credit to SME businesses
If you are looking for a lender to fund working capital, invest in your business or boost liquidity, or if you dream of owning a home or a car, new or second-hand, ThaiAce Capital is the answer.
ThaiAce Capital provides loans provides credit to individuals and SME businesses
Why borrow from ThaiAce?
Fast loan decisions
With fewer steps than banks and other financial institutions, ThaiAce delivers fast loan decisions and a simpler application process. Repayment terms range from 1 to 12 years.
Turned down by a bank or have credit bureau issues? You can still apply
ThaiAce understands that you may have faced financial difficulties in the past. We are happy to review your application carefully and do our best to help you get the loan you need.
Fully legal lending
ThaiAce is a regulated non-bank lender and every loan agreement we sign is fully legal. We are a personal loan provider supervised by the Bank of Thailand and licensed to operate nano finance.
Safe and secure loans
Because ThaiAce lends within the regulated system, you can be confident your loan is safe. If you run into difficulty with your repayments along the way, we are glad to work out a solution together.
Loans for newly started businesses
ThaiAce is glad to consider your loan regardless of how long your business has been operating, so you never miss an opportunity for lack of working capital.
Help when your home or car is about to be repossessed
ThaiAce understands that unexpected financial difficulties can put the home or car you are paying off at risk of repossession. We are glad to consider settling your existing account and financing or refinancing that home or car with us.
| Interest rates and fees | |
|---|---|
| Mortgage loan | Not more than 15% per year |
| Loan fee | Not more than 5% of the credit limit (combined with interest, not more than 15% per year) |
| Repayment period | |
|---|---|
| Mortgage loan | 1 - 12 years |
Example calculation
- Loan amount THB 300,000 over 4 years (48 instalments)
- Interest rate 8% per year
- Your monthly instalment would be THB 7,324 on a reducing-balance basis
- Total repayment THB 351,552
- Principal THB 300,000 and interest THB 51,552
