Terms of Use

Last updated 17 October 2026

The website www.tcapital.co.th (the "Website") is operated by ThaiAce Capital Co., Ltd. (the "Company"). These Terms set out the conditions for using the Website, including the use of cookies. Please read them before using the Website.

1. Acceptance of these Terms

By accessing the Website you confirm that you have read and agree to these Terms, together with the Company's Privacy Notice and Cookie Policy. If you do not accept these Terms, please stop using the Website.

2. Information on the Website

Product information, interest rates, fees and calculation examples on the Website are provided for preliminary consideration only and do not constitute an offer or a commitment to lend. Approval, credit limits, interest rates and conditions are subject to the Company's assessment and the agreement you sign. The Company may update the information on the Website without prior notice.

3. Use of cookies

The Website uses cookies and similar technologies so that it works properly, remembers the language you chose, and measures visitor statistics through third-party analytics tools (Google Tag Manager and Matomo). By continuing to use the Website you accept the use of these cookies.

You can disable or delete cookies in your browser settings at any time, although some parts of the Website may then not work fully. The types of cookies used and how to manage them are described in the Cookie Policy

4. Information submitted through forms

When you complete a loan application, contact, newsletter or job application form, you confirm that the information you provide is true, complete, and either your own or information you are entitled to provide. The Company collects, uses and discloses that information in accordance with the Privacy Notice

5. Intellectual property

The text, images, logos, trademarks and design of the Website belong to the Company or its licensors. You may view and print them for personal use, but you may not copy, modify, distribute or use them commercially without the Company's written permission.

6. Prohibited use

You may not use the Website for any unlawful purpose, interfere with its operation, attempt to gain unauthorised access to data or systems, submit false information or malicious software, or extract data from the Website with automated tools. The Company reserves the right to block access and take legal action against anyone who does so.

7. Links to other websites and services

The Website may link to websites or services operated by others, such as the LINE Official Account, banking applications or group company websites, each of which has its own terms and policies. The Company is not responsible for the content or services of those websites.

8. Limitation of liability

The Website is provided as is. The Company endeavours to keep its information accurate and up to date but does not warrant that the Website will be error-free or available at all times. The Company is not liable for any loss arising from the use of, or inability to use, the Website, except where the law provides otherwise.

9. Beware of impersonation

The Company never collects any payment before a loan is considered and contacts customers only through the channels listed on the Website. If anyone claims to represent the Company or its staff, please report it on 02-744-2222.

10. Changes to these Terms

The Company may amend these Terms from time to time and will publish the current version, with its update date, on this page. Continued use of the Website after an amendment means you accept the amended Terms.

11. Governing law

These Terms are governed by the laws of Thailand, and any dispute arising from the use of the Website falls under the jurisdiction of the Thai courts.

12. Contacting the Company

ThaiAce Capital Co., Ltd.
555 Nawamin Road, Khlong Kum, Bueng Kum, Bangkok 10240
Tel: 02-744-2222 · e-mail: contact@tcapital.co.th